This Month is a crutial month.

I am paying iff two debts!

1. one that I owe Monsieur(the ex)
2. A loan I own the bank.

I have one more debt.. dratted credit card.

If anyone ever asks me about Credit cards.. I will say one thing.. Keep away from them.. dont use them (well that's how it works in India)

India is still a country which likes to deal in cash.. Yes there are establishments which accept cards , however most peopel prefer to swipe debit cards instead of credit cards.

I am Happy I am paying off my dues and soon I will be debt free and then I can breathe easy.

I am making changes and I plan to lead a life with no credit cards and no debts as much as Possible...

SInce I already have paid Monsieur.. thats now a closed chapter. Completely closed!

I love Mr AD.. He is the best thing to happen to me ever! *crosses fingers*

He is kind,considerate,a bit aggressive at work but a loveable teddy with me,he has his flaws but I love him for it all.

Best of all he is Honest.. and He accepts me as I am!